Day to day marketing activities of the organization and long-term marketing strategy for the company
• Market visits and calls to existing and prospective customers to develop and maintain relationships to solicit business ensuring accomplishment of annual business targets.
• Suppliers’ visits to build relationship and take leads in identifying prospective customers.
• Baseline assessment of credit worthiness of prospective clients based on business knowledge and operational activity and credit information from reliable market sources to offer business proposals followed by acceptance.
• Preparation of credit files including write-up on customer’s organization and business activity, securing financial and credit data, computation of ratios, variances and their analysis and obtaining all necessary documents as per company’s credit guidelines for submission to authorities with a proposed exposure for approval.
• Dealing with client and supplier to collect transaction specific documents including legal documents, down payment, asset quotation, invoice and registration etc. to prepare a contract file for execution.
• Interaction with Credit Evaluation Department and Operations Department to resolve discrepancies, satisfy their data or documentation requirements and replying their queries related to credit file or contract file.
• Planning and allocation of individual targets of the Marketing and Collection staff and monitoring to ensure achievement.
• Monitoring and follow-up of overdue rentals and liaison with Special Asset Management Department for settlement with defaulters.
• Leading, managing business growth and achievement of the team's assigned targets, within acceptable risk appetite framework and target portfolio returns.
• Responsible for analyzing, due diligence, producing credit papers and structuring of corporate transactions across a broad range of industries.
• Growing client list and identify new opportunities in target markets.
• Ensuring high service quality standards, and efficient, competitive pricing of products and services.
• Create and maintain trusting long-term relationships with clients.
• Regular monitoring of market and competitive trends, strategies and key performance indicators, individual and Team budgets on executions, new business, interest and fee income.
• Maximizing client relationship profitability and ensure good asset quality.
• Maintaining a healthy deal pipeline.
• Maintaining full awareness of all relevant policies and procedures, and ensure compliance with internal policies, regulatory, Compliance and legal guidelines.
• Ensuring that risk assets portfolio is well managed and actively monitored, credit reviews are regular, and overall asset quality is preserved and improved. Identifying negative trends and risk deterioration and take timely corrective actions to reduce risk of NPLs and potential losses.
• Maintaining high Compliance standards for assigned portfolio - AML, KYC requirements.
• Suggesting process improvements in overall business operations and procedures to efficiently meet client's account management and operational needs.

First point of contact for Customers, suppliers and GFC to the outside market. A Thorough professional, directly reported to Central Region Manager for not just sales but collections as well. Privileged to be the 1st BDO in Central Region. Started from the scratch and became the leading Business Development Officer in terms of target achievement for both corporate and retail.

• Working directly under cooperate CEO to develop and manage business in the field of Security, defense and health care.
• Achieved more than 100% increase in annual sales and for 3 years in health care business.
• Initiated and completed successfully a Security project with SA MOI Special forces, achieving 150% of Sales target of Security and Defense division.
• Represent Gulf Group and our international partners in most related Local and international exhibition and activates.
• Achieved 90% of administrative targets in the 1st year.
• Participating and coordinating of international and local conferences, commercial and awareness exhibitions.

Working under bank’s Corporate Infrastructure Services Division (CISD) supported by three units such as Projects, Facilities & Security and Management Information System, reporting directly to the Division Head with below outlined functions: